Think Twice Before Considering an FSBO

Originally posted on Mortgage with Memories:

You may believe that buying a home directly from a seller is your cheapest option, as you’ll save on the commission that would otherwise be paid to a real estate agent.

However, buyer beware: There are plenty of traps for the unwary in buying a For Sale By Owner (FSBO.)

The selling price

Take the value of the property: In an FSBO, the seller sets the price, usually without consulting an agent. However, regardless of what either you or the seller think the property is worth, it still must stand up to the scrutiny of a lenders’ appraisal.

Why? Because lenders, who have their own appraisal review departments, will only lend money against either the lower of the appraised value or the contract price.

As the buyer, you usually pay for the appraisal; if the property turns out to be overpriced, and the seller is adamant that, regardless of what…

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Walking in the street for years

Originally posted on Eliot Neighborhood:

MLK Sidewalk Closed

Sidewalk closed on MLK

Over the past 3 years, a construction project at the corner of NE Monroe and NE Martin Luther King, Junior Boulevard (MLK) has blocked the sidewalk on the west side of MLK. This has created a situation where people can either walk 1200 feet out of direction by going to Rodney and back, cross MLK twice or just walk in the road.

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Union Station, 1932

Originally posted on Vintage Portland:

This view of Union Station was taken from NW 6th Avenue looking north. There are multiple hotels visible in this image, including Hotel Barr, Hotel Rainer, and Hotel Hoyt.

6th Avenue route to Union Station, Jan. 4, 1932: A2004-001.624

6th Avenue route to Union Station, Jan. 4, 1932: A2004-001.624

View this image in Efiles by clicking here.

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St. Johns Fire Station, circa 1932

Originally posted on Vintage Portland:

This photograph shows a number man standing outside the old St. Johns City Hall and fire station in 1932. The structure on the left of the image was identified as a bandstand, according to the envelope the image came in. The old City Hall still stands today and is located at 7214 N Philadelphia Avenue, and now serves as the Portland Police Bureau Training Division building.

St. Johns fire station and bandstand, 1932: A2009-009.2609

St. Johns fire station and bandstand, circa 1932: A2009-009.2609

View this image in Efiles by clicking here.

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Crafting a Thanksgiving Centerpiece

Originally posted on the pajama life:

mainI’m really jealous of people who are talented at flower arranging. No matter how hard I try, I always feel like an amateur. It takes a certain finesse to create professional looking flowers. That’s why I totally understand why great-looking centerpieces are pricey.

Still, I honestly don’t have a budget to invest in a spectacular centerpiece — especially during the holidays.  I usually end up at the last minute running about the house grabbing vessels and random candles to at least have something on the table. Knowing my flower arranging insecurities are a cop-out, I resolved to attempt a DIY centerpiece and vowed to be happy with it even if it doesn’t turn out perfect.

Luckily, I came across an end-of-season sale at Hobby Lobby and all fall decor was discounted 80% off! After scouring the shelves for non-neon orange leaves and realistic-looking foliage, I settled on a fall garland…

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