It is amazing that just as we move out of an era of fraudulent loan officers, fake “Mortgage Planners” and Financial Trusted Advisers we are now being over run by a hoard of “Foreclosure Experts”. Could these people be one in the same. Just the times and the opportunities are different?
When in foreclosure there are experts out there that can help you develop a plan of action. These people are beholden in one way or another to the state of Oregon as in they have an ACTIVE Real Estate license, Mortgage Certificate or member of the Oregon Bar. Bottom line, if they rip you off they it is harder for them to hide. Your legal representatives and the state of Oregon can track them down and hold them accountable.
It is never good to be in foreclosure. But remember you only make the situation worse by not seeking the information you need to develop a plan of action. Maybe you can not keep your home. Maybe you should sell and buy another home on seller contract or lease option. Maybe you can work something out with the lenders. You have to treat foreclosure as an problem that can be solved and not the end of the world.
Information is power and with right power anything and everything is possible. Do rot sit in place, do not allow shame to prevent you from doing what you can to resolve the problem for you and your family.
Lastly, do not listen to anyone that does not hold an Oregon License, Mortgage Certificate or member of the bar that promises to save your home or help you make your payments. Those people have nothing to lose and everything to gain by gaining your trust. If it sounds to good to be true….it is. If it sounds like it is not legal….there is a good chance is it not legal. If that little voice in the back of your head says hang up the phone…..hang up. Use your common sence and reach out to people that can help provide you with real solutions.
Well that is enough ranting. Keep an eye on this blog. Will be posting possible solutions to the problems you are facing. If they work for you….great. If they won’t help you in your situation, feel free to send me an email or post the question on this message board.
Stewart Group Realty Inc.