Where are all the Portland area foreclosures?

Portland has a significant “shadow inventory” of foreclosures.  In today’s video, I share details about this and what you can do if you want to buy or sell a home in this market!

How to get a home loan without an appraisal!

Did you know there are actually mortgage loan programs available that don’t require you to have an appraisal? Did you know that if you qualify for the HARP refinance program, it doesn’t matter how far upside-down you are? Watch for details!

You CAN Buy a Home Again After a Short-Sale or Foreclosure!

Even if you lost your prior home, there is hope for you to own again.  Watch today’s video as I run down the waiting time for you to get back in the saddle!

Mortgage Insurance defined and how to Avoid Paying it!

Did you know that there is away to avoid paying monthly mortgage-insurance, even if you have less than 20% equity or downpayment?  Watch today’s video!

Short Sale Myths vs Reality – should you do one?

Many homeowners are still upside-down on their mortgage loans, and not sure what to do.  In today’s video, I explain the pros and cons of completing a short-sale.

Nine mortgage mistakes to avoid when buying a home

You would be surprised at the things people do when trying to get a home loan.  Watch today’s video to avoid the most common errors and make sure you get the best deal possible!

Does your mortgage bank send your financial info overseas?

Did you know that most big banks outsource their loan processing and other parts of the mortgage application process?  Don’t let your finances go to a foreign country – watch today’s video for details

Why ALL homeowners should care about HARP refi program, even if you don’t need it!

HARP refinance program is designed for underwater borrowers who are current on their payment.  That might not be you, but you should know about it, and tell your neighbors, friends, and clients to use it.  Watch today’s video as I explain

HARP 2.0 refinance program – what it is and how to qualify!

A ton of homeowners are calling about the HARP 2.0 government refinance program … asking if they can they qualify, what’s the rates, etc.  Watch today’s video as I give the plain and simple facts – very informative!

Think you have to sell your home first before buying another? Think Again!

The home purchase market is getting more competitive. Many homeowners think they have to sell first before buying … but that isn’t necessarily true.  Watch today’s video as I explain the options to get your dream home now, without delay!

My current lender won’t do a HARP refinance for me … why not?

Not all lenders are as flexible with the new HARP refi program as we are.  Did you know that you may be able to refinance, no matter how far upside-down you are?  And even if you have mortgage-insurance now?

Higher LTV Jumbo loans now available, along with looser guidelines!

Did you know we can do a Jumbo Mortgage Loan up to 90% loan-to-value?  We also have Jumbo’s and Equity Lines available for 2nd homes!