SE Ash & 44th, 1942


Vintage Portland

Very little has changed in this quiet neighborhood in the last 70+ years. This view is east on SE Ash St. looking to 44th Avenue.

A2005-001.17 SE Ash at 44th 1942(City of Portland Archives)

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Get Mortgage Pre-Approval Before House Hunting!


This is good advice! So important for buyers to obtain pre-approval before looking for a home. Especially in markets where the inventory is low and the demand for housing is high.

The Jim Snyder Way

House Hunting? You Need a Pre-Approval Letter

Will you be dropping by a few open houses this weekend? Take a pre-approval letter with you! Pre-approvals provide house hunters with a number of benefits:

  • Your Realtor knows you’re serious when you present a pre-approval letter.
  • Sellers prefer to negotiate with prospective buyers with pre-approvals over simple pre-qualification letters – often times sellers won’t even consider your offer without a pre-approval letter from a licensed mortgage loan originator!
  • Your mortgage pre-approval letter takes into consideration down payment percentages, interest rates, property taxes and mortgage insurance – which makes it clearer to you (the buyer) just how much you can truly afford to borrow.
  • A solid pre-approval will help you get your loan processed faster. Getting a pre-approval could take your offer from a 60 day closing to as little as 30 days.

Pre-Approvals are Not Pre-Qualifications

Pre-qualifications will give you an idea…

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12 House-Hunting Tips to Help You Make the Right Choice


BEN LeBRUN

Stay organized and focused on your quest for a new home, to make the search easier and avoid surprises later

In the hunt for the perfect house, it’s easy to get swept away by a home’s most charming details (a gracious front porch) and play down the important stuff you’ll be kicking yourself for later (the price is over budget). And if you are touring multiple open houses each weekend, keeping everything straight can get complicated.

Set your priorities and streamline the house-hunting process early on, and you can breathe easier knowing you have a handle on things. It’s probably the most important purchase you will ever make, so take a few deep breaths and make a plan before diving in — you’ll be glad you did.

These 12 tips can help you stay organized and focused on the important things during your house hunt.

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