Five Dangers of Co-Signing


Ask Carolyn Warren

co-sign Before you agree to be a co-signer for a friend or family member, consider the hidden dangers. By co-signing, you are not simply vouching for that person’s integrity. You are legally taking on responsibility for the loan yourself.

As a result, the debt and payment are yours in the eyes of a mortgage lender. The mortgage underwriter will calculate that payment into your debt ratio. This could easily prevent you from being able to buy the house you want. But hold on, there’s more…

Five Reasons Why Co-Signing is a Dangerous Move

1) No one can predict the future. What if the primary borrower gets hit with an illness and is hospitalized? What if he/she needs surgery and cannot work? What if the company they work for is sold or undergoes a restructure so that they are laid off work? What if they are a victim of identify theft?…

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OHSU, circa 1939


Vintage Portland

Today we have an aerial view of southwest Portland overlooking OHSU. In this aerial you can also see SW Terwilliger Blvd., SW Barbur Blvd., SW Farmington Rd., Marquam Nature Park, and the upper portion of Duniway Park containing the lilac gardens.

Aerial of SW overlooking OHSU, circa 1939 : A2001-045.443 Aerial of SW overlooking OHSU, circa 1939 : A2001-045.443

View this image in Efiles by clicking here.

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