Besides the advantage of requiring no down payment for qualified VA borrowers, there’s also a distinct advantage for the borrower regarding closing costs. The veteran is limited to the types of closing costs that may be paid, helping the veteran save money at the closing table. But if there are costs associated with a VA mortgage and the veteran isn’t allowed to pay for them, who does?

The Types
A common way to remember which costs a veteran is allowed to pay for is to remember the acronym ACTORS. That stands for:
A Appraisal
C Credit Report
T Title Insurance
Origination Fee
R Recording Fee
S Survey

These are common charges found on most every VA mortgage and while they can vary a bit by amount; these fees are the ones that can be paid for by the veteran. But what about these charges?
Attorney
Underwriting
Escrow
Processing
Document
Tax…

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