Everything is Improving in Housing – new record low mortgage rates!


Mortgage Rates just hit a new record low today, and everything else seems to be improving in housing. Realtor income rose for first time in 5 years, and the Home Affordability Index just hit a new all-time high. Great time to buy!

Home Repairs Required by Lender for a Mortgage Loan


Home Buyers ask me all the time about what repairs will be required before closing their home purchase. Here’s a list of the most common items, and a few strategies on how to pay for those. Mortgage Rates at Record Lows right now!

3 steps to an easier home loan … Mortgage Rates at new record low!


Getting a home loan these days can be a painful process for many, but it doesn’t have to be.  Here’s 3 great tips on how to make your transaction go much easier.  Mortgage rates just hit new record low!

Buy a new home, even if you are upside-down on your current home loan!


Many Homeowners want to buy their dream home, but think they can’t because they are underwater on their current home.  Watch as I explain how it can be possible to make a move anyway!

Why did my home loan quote today change from yesterday?


How come you get a quote from a lender on Monday, and when you call back to lock on Tuesday, the rate is different?  Here’s a great explanation on what may have caused the change.

Best Mortgage Rates in History … thanks to Greece!


We have just been handed a gift by the Greeks once again.  This is the best time in history to lock a purchase or refinance loan.  Special deals for underwater homeowners and jumbo

How to Compare Mortgage Rates and Lenders the Right Way!


If you are shopping for a home loan, you MUST know how to choose your rate and lender.  Here’s some great tips on how to get the best possible deal, tailored to fit YOUR needs.  Rates at record lows!

Best Time in History to get a Home Loan – here’s why!


Contrary to popular belief, right now is the best time in history to get a home loan.  Watch today’s video as I explain why, and what changes are coming in the future for mortgages that will affect you!

How to Shop for a Home Loan the Right Way


Many people don’t know how to properly shop for a mortgage loan – and mistakes cost thousands.  Here’s some easy tips to help you get the best rate and terms.  Rates are now back at all-time lows!

Why the HARP 2.0 refinance program affects EVERYONE!


Maybe I’m a broken record, but you all need to tell your family and friends about the HARP refinance program.  It might save their home, and your home’s value.  Watch as I explain why!!

The Smoothest Home Loan Ever!


Every day I hear people grumble about “how hard” it is to get a loan these days.  Well, it doesn’t have to be that way.  Watch today as I show you how to make your purchase or refi loan EASY to get!!

Where are all the Portland area foreclosures?


Portland has a significant “shadow inventory” of foreclosures.  In today’s video, I share details about this and what you can do if you want to buy or sell a home in this market!

How to get a home loan without an appraisal!


Did you know there are actually mortgage loan programs available that don’t require you to have an appraisal? Did you know that if you qualify for the HARP refinance program, it doesn’t matter how far upside-down you are? Watch for details!

You CAN Buy a Home Again After a Short-Sale or Foreclosure!


Even if you lost your prior home, there is hope for you to own again.  Watch today’s video as I run down the waiting time for you to get back in the saddle!

Mortgage Insurance defined and how to Avoid Paying it!


Did you know that there is away to avoid paying monthly mortgage-insurance, even if you have less than 20% equity or downpayment?  Watch today’s video!